with Charlie Jewett and Bobby Alford
Charlie Jewett, the Financial Services Whistle-Blower and founder of Renovating Retirement, confronts the Retirement Planning industry and reveals all of the tricks, lies, and scams the stock brokers, insurance agents, and financial advisors use to steal money from consumers.
Along with Renovating Retirement CEO Bobby Alford, Charlie will teach you EVERYTHING you need to know to make your own financial and retirement decisions and live the retirement of your dreams. Surprising, irreverent, eye-opening, super helpful, and a whole lot of fun!
- How to Use Annuities as a Stock Market Alternative Pt. 2by Charlie Jewett and Bobby Alford on May 5, 2023 at 4:24 pm
Today we reveal three tricks to dramatically increase retirement income, including the often overlooked benefits of reverse mortgages and annuities. Eliminate bills. It’s awesome. – Charlie Jewett Tired of seeing people struggle to make ends meet in their golden years, we have […]
- How to Use Annuities as a Stock Market Alternative Pt. 1by Charlie Jewett and Bobby Alford on April 3, 2023 at 6:47 pm
We are back with special guest April Brown to dispel the myths and show you the truth. Join us to learn how Annuities can provide a secure, low-risk retirement income strategy. In this episode, we uncover hidden truths about brokers’ deceptive practices and how they impact your […]
- Why Can’t We Arrest the Joker Brokers?by Charlie Jewett and Bobby Alford on March 16, 2023 at 8:04 am
We have a special guest joining us today, April Brown, a retired law enforcement professional. And we’re having a conversation about the tricks and strategies “Joker Brokers” use to steer you into a plan that doesn’t work for you but is really in their best interest. […]
- What Does the Stock Market REALLY Make?by Charlie Jewett and Bobby Alford on February 23, 2023 at 9:16 am
We find most people, our clients and prospects, in the stock market. It’s the most popular common thing for people to do. How do you know you want to stay there or that that should be a part of your life unless you know how it actually works? How can you make any decisions if […]
- Where There Are Losses, There Is Steakby Charlie Jewett and Bobby Alford on June 16, 2022 at 8:05 am
Today, we’re here to chat about what you may have been experiencing for the last couple months in this market, which is where there are losses, there’s steak. Watch out vegans, this is not a vegan episode. (Just kidding). There are lots of laws in the universe, and there […]
- 10 Reasons Not to Buy an Indexed Universal Life Policy – Part 4by Charlie Jewett and Bobby Alford on May 19, 2022 at 10:00 am
We are back for the final installment in this series! We have been reviewing an article that came out ten years ago with a similar title to our podcast episode. And this is the fourth in a series where we are going to unpack each of these ten points, these ten reasons, and help […]
- 10 Reasons Not to Buy an Indexed Universal Life Policy – Part 3by Charlie Jewett and Bobby Alford on May 12, 2022 at 8:00 am
We are back to continue our review of an article that came out ten years ago with a similar title to our podcast episode. And this is the third in a series where we are going to unpack each of these ten points, these ten reasons, and help you understand the difference between an […]
- 10 Reasons Not to Buy an Indexed Universal Life Policy – Part 2by Charlie Jewett and Bobby Alford on May 5, 2022 at 10:00 am
Ten years ago, an article came out with a similar title to our podcast episode. And this is the second in a series where we are going to unpack each of these ten points, these ten reasons, and help you understand the difference between an Indexed Universal Life policy and a […]
- 10 Reasons Not to Buy an Indexed Universal Life Policy – Part 1by Charlie Jewett and Bobby Alford on April 28, 2022 at 4:16 pm
Ten years ago, an article came out with a similar title to our podcast episode. And this is the first in a series where we are going to unpack each of these ten points, these ten reasons, and help you understand the difference between an Indexed Universal Life policy and a Whole […]
- Cash Flow & Investment Strategies for Real Estate – Pt 2 Equityby Charlie Jewett and Bobby Alford on April 7, 2022 at 7:15 am
For the second episode of the series Cash Flow & Investment Strategies for Real Estate Investors, Charlie Jewett and Bobby Alford dive deeper into equity, the most misunderstood asset class in the financial industry. Home equity As discussed, home ownership is the biggest […]
- Cash and Financial Strategies for Real Estate Investors: Part 1by Charlie Jewett and Bobby Alford on March 31, 2022 at 7:00 am
Charlie Jewett and Bobby Alford kick off a series on cash flow and investment strategies for real estate investors. Familiarize yourself with the basic concepts and learn about advanced strategies in the subsequent episodes. Who is the real estate investor? If you own a house […]
- Not Growing Your Accounts On Purposeby Charlie Jewett and Bobby Alford on December 30, 2021 at 12:51 am
The last thing that I want to teach you this year is when and why to NOT grow your accounts. Wait…since when is NOT growing your account value a good idea? Well, when there are two accounts, and the IRS only charges taxes on the lower one…..see where I’m going with […]
- Ice Cream, Whipped Cream, Cherries and Chocolateby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 22, 2021 at 9:57 pm
How do you get a dog to take that pill that you KNOW will create the healing that dog so desperately needs? Hide it in peanut butter baby! As I write my book “Peanut Butter Marketing” I thought I’d share a little of my “Secret Sauce” on how I’ve been able to help families […]
- The Mysterious Math of Market Movementby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 22, 2021 at 8:48 pm
The Stock Market, stock, bonds and mutual funds, is by far the most common place that I see Americans using as they attempt to grow their retirement accounts. Though it pays the lowest income, compared to the alternatives, it is also the most common place that I see […]
- If It Literally Costs Nothing Why Is It So Hard To Purchase?by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 5, 2021 at 1:28 am
How hard is it to buy things that have no cost at all and don’t reduce your net worth? If you buy an $8 dinner, you’re out $8 and can’t earn interest on that money anymore. If you transfer $200,000 from inferior investments to superior investments it costs NOTHING but most […]
- None of My Clients Are In Recoveryby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on November 19, 2020 at 12:51 am
None of my clients experience losses followed by dead time only to get back to the same account value they had 5, 6 or 7 years ago. Is that good or bad? Listen in and find out if being in recovery is good for you or bad for you in this case. Please Rate and Review […]
- Alcohol, Crack Cocaine and The Stock Marketby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on November 15, 2020 at 12:59 am
What do drugs have in common with the stock market…at least in the last twenty years? If you said “Both can feel good in the short term but hurt you in the long run” you’d be right! Since all of the modern, more up to date, financial tools and strategies provide more […]
- Taxes Are Awesomeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 27, 2020 at 7:48 am
Wait, what? How can taxes be awesome? Oh…in so many ways! This is the final episode of my four part mini-series. Listen in as I discuss how taxes are an asset and all of the ways to take control of the taxes in your life, lower them and optimize them. Please […]
- Rate of Return Is Not Necessaryby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 26, 2020 at 7:40 pm
You don’t need the market to go up, or have a good twenty to thirty years, to set yourself up for an amazing life in retirement. As a matter of fact earning a rate of return is not even necessary for retirement! Don’t believe me? Listen in as I cover three retirement […]
- Safety Is Stupidby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 16, 2020 at 6:14 pm
I am certainly not anti-safety but I do have an issue with what this industry tells people to do….to be “safe”. Emergency funds not keeping up with inflation, idol equity sitting inside of homes not earning compound interest and the big one: only using securities and […]
- Nate Miller Interviewing Me After The Market Crashby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 23, 2020 at 3:12 am
Nate Miller is one of my favorite advisors in the country. Nate asked me to be on his podcast and I thought you’d all enjoy our conversation. Please Rate and Review The Show HERE
- Liquidity Sucksby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on April 30, 2020 at 11:28 pm
No one ever needs 100% of their retirement nest egg for a non-medical emergency BUT most people don’t want to “tie up” their money. Avoiding “non-liquid” strategies will destroy a retirement plan and isn’t necessary anyway. Listen in to learn how protecting yourself […]
- Even Saving One Hundred Percent of Your Income Won’t Workby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on April 22, 2020 at 9:15 pm
Imagine a retirement strategy that doesn’t even work if you to save 100% of your income during your working years. Thirty years of no salary, only sacrificial savings….putting money away….and it still doesn’t work. How much money would you invest in a strategy like that? […]
- The Gift of No Feesby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 27, 2019 at 5:38 am
One of the most common questions I get is “How can there be no fees?” To which I respond “Why would you want to pay fees…you’re doing these companies a favor letting them use your money” How many people would drive from California to New York, spending time and gas […]
- Six Hidden Videos on How to Build Your Retirement Planby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 22, 2019 at 8:48 am
I’ve got content all over the place and much of it is hidden or hard to find. I need to fix that and to start out I want to show you how to find six videos that I recorded on how to build your own financial blueprints. These blueprints are important to have in place BEFORE […]
- Custom Bikes Custom Homes and Custom Retirement Plansby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on November 22, 2019 at 4:43 am
Let’s address the most confusing part of what I do for a living….why can’t you, the consumer, study what I do on the internet? Why can’t you go find millions of people saying what I do is awesome and safe? Why is it hard to understand at times and often sounds too good to be […]
- What To Do With Small Accounts and Small Amountsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on September 14, 2019 at 5:56 pm
It’s been two very difficult months my friends but I’M BACK! Today I want to help you to do something easy…move those small accounts and invest the small amounts that really take no emotional commitment at all. Moving large sums of money is hard, I get that, so let’s start […]
- An Expert With Three Tools Verses a Fool With All Toolsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 15, 2019 at 9:19 pm
Do you know how amazing master guitar players can sound using only three chords? How about Tiger Woods? What if you challenged him to a round of gold and only let him use three clubs? In this episode I’m going to make a very important point: experts, with fewer tools, ALWAYS […]
- Stuck Happens-Finally Tony Robbins Step 4by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 10, 2019 at 3:42 am
Bleh, it took me forever but here’s the fourth step of Tony Robbins Seven steps to financial freedom Please Rate and Review The Show HERE
- The Best Investment on Earth Is…Earthby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 26, 2019 at 2:36 am
Mark Twain said “Buy land…they’re not making any more”. Land is the ultimate low supply, high demand investment. How about this quote from Will Rogers: “Don’t wait to buy land, buy land and wait!” When I heard that Richard Branson, Ted Turner, Arnold Schwarzenegger and Warren […]
- Escape from Retirement Alcatrazby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 17, 2019 at 11:35 pm
My family and I recently toured Alcatraz and the whole time I couldn’t help but think “this is just like trying to get away from your current advisor!” I felt inspired to use my trip to Alcatraz, and what we know about the fourteen escape attempts from that prison, to teach you […]
- RSL-Retirement as a Second Languageby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 15, 2019 at 8:01 pm
Ever heard of ESL or tried to learn another language? Ever been in a country where you don’t know the language and try to function normally? It’s a challenge. For casual relationships, and short trips, not speaking the language is not a big deal. What about when you need to make […]
- Servicing Agents and How to Choose the Right Oneby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 13, 2019 at 9:50 pm
One of the easiest strategies for improving your retirement is by upgrading your servicing team. Most people have no idea what a “Servicing Agent” even is so hopefully this show gives you a big “Ah Ha!” and helps you to get the best service available to you and the best […]
- America’s Retirement Genieby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 1, 2019 at 7:58 pm
I may not be legless and blue but I do grant wishes. The lamp affords three wishes to it’s owner and each of you can afford certain wishes based on how much money you’ve saved up for retirement. Your wish is my command…that’s how financial services works. I can guide you but […]
- What To Do If You Don’t Have a Monkey In Retirementby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 1, 2019 at 7:34 pm
Aladdin makes his living by having a monkey named “Abu” steal for him. Sounds a lot like how Edward Morgan Lynch companies make their living doesn’t it? But what about you? How will you make a living and prosper during your retirement years? Cute, criminal monkey or save up a […]
- I Won’t Be Silencedby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 1, 2019 at 6:06 pm
When I started this show three years ago I knew it would not be popular among the bad guys. The song “Speechless” from Aladdin inspired me and reminded me why I started this show and…”I won’t be silenced” The deceptive practices, tricky math and revenue sharing agreements in […]
- Three Wishes for Retirementby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 1, 2019 at 3:57 am
These are the three wishes I hear over and over again as people prepare for, and look forward to, retirement. Please Rate and Review The Show HERE
- Just Rub The Lampby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 31, 2019 at 11:17 pm
If you were so lucky as to actually find a magic lamp then all that would be left is to just rub the lamp and make your wishes. Retirement is the same…saving the money is the hard part but once you’ve done that you’ve won the game! Now…just rub the lamp and live the life of […]
- You Ain’t Never Had a Friend Like Meby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 31, 2019 at 11:09 pm
Man do I miss Robin Williams. The way he played the Genie, in the original Aladdin, was so classic and truly amazing. As I watched Will Smith’s version of “Never had a friend like me” it dawned on me that I’ve been telling you all for years to let me be your “friend in the […]
- A Whole New World…of Optionsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 31, 2019 at 11:02 pm
This is the first of seven Aladdin-inspired episodes. Most people still believe in the three pillars of financial deception which are: 1) Pay off your mortgage 2) Postpone taxes to a later date and 3) Use a diversified portfolio of stocks, bonds and mutual funds. There was a […]
- Start Here-Can You Even Afford The Stock Marketby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 23, 2019 at 5:08 pm
If you can’t afford a house on the beach…you don’t buy one. If you can’t afford a Rolls Royce…you don’t buy one. Private Jet? Same, same. But if you can’t afford the stock market…you buy it every day. How did we even get here? Let me try to help with my opinion on who can […]
- In The Trenches Kansas with Nate Millerby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 11, 2019 at 8:28 pm
Let me introduce you to a very intelligent, very well-spoken friend of mine. Nate Miller used to work closely with over 120 financial advisors like me. As one of the advisors he worked with I always benefited from Nate’s wisdom which is why I wanted him to share it with all of […]
- It’s So Easy…But It’s Notby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 8, 2019 at 1:27 am
In this entirely frustration/passion-driven episode I will highlight how easy it is for us to give clients everything they want/need but how hard it is, for some reason, for them to do what’s best. I don’t have the answers…just some ideas. Please Rate and Review The Show HERE
- Using Real Estate To Supercharge Your Retirement with Zach Beachby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on April 23, 2019 at 7:13 pm
In just three short years Zach went from Bartender/Personal Trainer to an incredibly skilled real estate investor. Working with Smart Real Estate Coach Chris Prefontaine Zach now averages $72,000 PER DEAL! Listen and learn from this amazing 28 year old. Please Rate and Review […]
- Living a Life of Abundance in Retirement with Wally Carmichaelby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on April 18, 2019 at 3:17 am
Wally and I started our podcasts within weeks of each other and one of my episodes was even recorded in the front seat of his car in Hawaii. I wanted to have him on the show as he’s become an expert in the area of living a life of abundance. Listen in as Wally and I discuss what […]
- Butchers Versus Dietitiansby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on April 6, 2019 at 8:05 pm
Wow, have I had some technical problems these last few weeks! It’s been a challenge but I finally got this episode out after a laptop died, I recorded it once and the file was blank, with no sound at all, and then my microphone wasn’t working properly and had a loud buzzzzzz. […]
- Tony Robbins’ Seven Steps to Financial Freedom Step 3by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 22, 2019 at 7:23 pm
I’m 202 pages into 1,127 pages of Tony Robbins’ book Money: Master the Game. On today’s episode I’m going to cover his Step 3 and teach you how to have financial independence. I’ve learned a lot from Tony and this week was no different….great stuff! Please Rate and Review The […]
- Huge Tax Savings with Certified Tax Coach Creator Dominique Molinaby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 19, 2019 at 8:25 pm
Dominique Molina started the Certified Tax Coach program and now has over 800 CPAs that she leads in helping their clients to save tens, if not hundreds, of thousands of dollars per years in taxes. We used to travel and speak together and are starting a new podcast called […]
- Tony Robbins’ Seven Steps to Financial Freedom Step 2by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 18, 2019 at 8:04 pm
Oh Tony…he’s got so much to say. I didn’t realize the second step had NINE parts to it. In a seven part series step number two has nine parts…it took me a while to get this one out! But it’s ready and I hope it helps you. In step number two Tony exposes nine myths in the […]
- Five Types of Advisors and What To Look Forby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 7, 2019 at 8:38 pm
You can work with The Teller, The Trickster, The Team-Player, The Time-Saver or The Total Package in this industry. Here’s how to know who each of these characters are, what to look out for and how to get what you really want. Please Rate and Review The Show HERE
- Tony Robbins’ Seven Steps to Financial Freedom Step 1by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 6, 2019 at 7:58 pm
I’m re-reading Tony Robbins’ book Money Master the Game. The PDF is 1127 pages long so he’s got a lot to say on the subject! This episode will start a seven part series on his seven steps to financial freedom. Step number one…get in the game, choose an amount of money to save […]
- Some Helpful Analogiesby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 28, 2019 at 5:44 pm
I love teaching. I love learning. I love analogies. To me a good analogy is worth it’s weight in gold. Forget that analogies don’t weigh anything and just enjoy the…analogy to gold. In this episode I’m going to share with you some of my favorite analogies in the investing […]
- How Advisors Get Paid and What To Look Out Forby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 25, 2019 at 9:30 pm
My belief is that if you understand the three ways financial advisors get paid you willl be better equiped to protect yourself from paying unecessary fees. Knowledge is power and applying that knowledge is even better. Listen in as I strip down how advisors get paid and offer my […]
- Exposing Revenue Sharing Agreementsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 22, 2019 at 10:00 pm
Imagine for a moment that the company you were about to invest your entire nest egg with said “by the way, we’re not going to do what’s best for you but rather do what pays us the most money…no matter how that impacts your accounts”. Would you still do business with them? Many […]
- Every Income Plan is a Spend Down Planby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 20, 2019 at 2:10 am
This has been one of my key principles for fourteen years now. No matter where you invest your money every investment works the same: if it grows you’re good, if you make exactly what you take out you’re still good but if you make less than you take out…that’s where every tool […]
- Just a Thought-Valentines Dayby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 14, 2019 at 11:19 pm
Happy Valentines Day Y’all! Here’s a short episode that will show you how to have multiple Valentine-like dates every month without increasing your expenses at all. Enjoy! Please Rate and Review The Show HERE
- Why I Shut Down My TV Showby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 11, 2019 at 8:46 pm
I had a very successful Retirement Planning TV show and decided to shut it down completely. I did this for you…listen in to find out why and how this can help you. If you’d like to see all past episodes you can go to www.CharlieOnTV.com Please Rate and Review The Show HERE
- What Is Your Contrarian Toleranceby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 9, 2019 at 1:41 am
Now that we know that tolerating risk is not as profitable as it used to be…what other discomfort can make us those same high returns that stomaching losses used to? I believe it’s the discomfort of going against the grain and not doing what everybody else it doing. Listen in […]
- Taxes Are On Sale For The Next Seven Yearsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 3, 2019 at 10:39 pm
I wanted to follow up my interview with David McKnight with a deeper dive on the discounted taxes you can choose to pay over the next seven years. Here are my thoughts on what to do and an example for high income earners. Please Rate and Review The Show HERE
- Interview with David McKnight About His Movie The Power of Zeroby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 31, 2019 at 5:07 pm
David’s new movie, The Power of Zero: The Tax Train is Coming, is so compelling, so convincing…so scary for Americans that I felt compelled to interview him again. Listen in to see how important it is that you make some changes over the next several years…before it’s too […]
- The Four Stages of Retirement Planning Part 4-Transferby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 30, 2019 at 7:28 pm
Ok last part of this four part series. On this episode I’m going to discuss how to transfer your assets to charities and loved ones based on your goals. I’ll get into how to have a bunch of life insurance without paying for it which is fun. I’ll also cover some estate multiplier […]
- The Four Stages of Retirement Planning Part 3-Distributionby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 30, 2019 at 2:32 am
This is my favorite stage of retirement planning! It’s time to turn this nest egg into a lifetime income stream and in this episode I’m going to cover the safest ways to do that, how to get much, much higher income and how to avoid running out of money. This one is the big daddy […]
- The Four Stages of Retirement Planning Part 2-Accumulationby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 27, 2019 at 11:56 pm
The second stage of retirement planning is Accumulation. In this episode I delve into how to earn true compound interest, how to handle bear markets and what services are really worth paying for to help you grow your money. Please Rate and Review The Show HERE
- The Four Stages of Retirement Planning Part 1-Contributionby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 27, 2019 at 3:04 am
There will be no money for retirement if you don’t make contributions so let’s dig into how much to contribute, where to invest it, for how long, etc. This is the first in a four part series on the Four Stages of Retirement Planning. Let’s do it! Please Rate and Review The Show […]
- The Bear Necessitiesby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 23, 2019 at 4:58 am
Bear Markets are actually good for us! I’ve been studying bear markets recently and found some very interesting information. On this episode I’m going share what I’ve learned. Check it out! Please Rate and Review The Show HERE
- Three Calculations You Must Do: What Would You Have Made In The Market If You Were Taking Income Since 2000by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 16, 2019 at 10:05 pm
Here’s part three, and the most important, of this three part series. If you’d been in the market since 2000, taking an income, you would have drained your accounts because the market has not done well. Listen in to hear why. Please Rate and Review The Show HERE
- Talk Nerdy To Meby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 8, 2019 at 9:51 pm
Abby Duenas is the one most of you will work with if you get in touch with us for some help. On this episode we are going to do a deep dive into crediting strategies which is how you make money in indexed accounts. When the market goes up how much do you get? How do you beat the […]
- Three Calculations You Must Do: What Would You Have Made In Your Accounts Since 2000by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 8, 2019 at 1:13 am
On the last episode I talked about how much you would have made if you were in the market…meaning you bought the S & P 500 with no advisor fees, in the year 2000 and held it until now. This episode is about how much you would have made, since the year 2000, in the fake, […]
- How To Use OPM Instead of AUM For Your LTCby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 4, 2019 at 1:45 am
OPM is “Other People’s Money”, AUM is “Assets Under Management” and LTC is “Long Term Care”. Simply put: I want to teach you how to get other people to pay for your medical expenses. Please Rate and Review The Show HERE
- Three Calculations You Must Do: What Would You Have Made In The Market Since 2000?by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 31, 2018 at 11:37 pm
This is the first episode in a three-part series designed to allow you to discover what I discovered years ago: The market DOES NOT pay well, you are making even less than it pays and taking income from a market-based account is extremely risky. Let’s start with part one: what […]
- For The Coward Who Left The Two Star Reviewby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 25, 2018 at 8:54 pm
Can you imagine an ant challenging Michael Jordan to a game of one on one? If this coward did agree to debate me it would kind of be like that. Anyway, here’s my side of the debate since he/she decided to lie to you by hiding behind an itunes review. Please Rate and Review The […]
- Why To Use a Document Review Serviceby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 25, 2018 at 7:29 pm
Imagine there was one no-cost move you could make, every time you needed to make a financial decision, that would protect you from making mistakes or being taken advantage of. Wouldn’t that be awesome? Well, this is why I created our no-cost Document Review Service. Listen in […]
- In The Trenches Chicago with Andy Guzyby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 7, 2018 at 10:38 pm
I’ve been working very closely with Andy Guzy in Chicago for the last two years. The reason we hit it off so well is that he has a heart of gold, really knows his stuff and always does what’s right for his clients. I learn so much every time I talk to Andy and I wanted you all […]
- How To Win at Investingby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 6, 2018 at 10:12 pm
Would you go to Las Vegas, often, if you were guaranteed that you would either win or go home with the same money you came with? No losses….period. What about sports: imagine a football team that could only win games or tie but never lose? Would you bet on that team? Well you […]
- Jim Carroll Part 3-Using Other Peoples Money and Leverage to Fund Your Retirementby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on November 29, 2018 at 7:57 am
This is it! The end of the Jim Carroll Trilogy. In this final installment Jim and I are going to discuss using other people’s money to supercharge your retirement. Did you know that banks will lend you money to invest in Tax-Free Retirement income? Jim and I will teach you how […]
- Jim Carroll Part 2-How to Retire With Tax-Free Incomeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on November 20, 2018 at 11:19 pm
One death in the family, and one family member wrecking their car, Jim Carroll is finally back for part two! Last time Jim helped us understand how to retire on 100% of your income. This time Jim and I will talk about how to retire and KEEP 100% of that income by making sure […]
- Jim Carroll Part 1-How to Retire With 100% of Your Incomeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on October 11, 2018 at 7:53 pm
Jim Carroll is one of the smartest guys I know. He’s taught me incredible strategies for helping retirees and deserves at least three episodes devoted just to his expertise. This is the first episode with Jim and we will cover how to retire on 100% of your current income without […]
- The Importance of Leaving a Legacy with Dennis Stackby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on October 9, 2018 at 10:50 pm
Money may actually be the least important assets in our lives! Things like health, family, spiritual beliefs, traditions, knowledge, our contacts…..these are what has the real value. Take all of the money away from a person who has these things and they will be able to get the […]
- No Cost Charitable Giving Strategiesby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on September 19, 2018 at 8:31 pm
How would you like to give hundreds of thousands of dollars, if not millions, to your favorite charities AT NO COST TO YOUR MONTHLY BUDGET? That’s the promise of No-Cost Charitable Giving strategies and it works! Listen in as I explain these strategies and how you can provide […]
- In The Trenches Honolulu with Ian Groveby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on September 9, 2018 at 4:47 pm
Ian Grove is a Retirement Renovator in Honolulu, Hawaii working with clients every day to improve upon their existing Financial and Retirement plans. Listen in as I pick Ian’s brain on what type of advice the bad guys are giving these days, what mistakes American consumers are […]
- Fiduciary: The Other F Wordby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 27, 2018 at 12:23 am
This F word is the key to protecting your retirement from failure: FIDUCIARY. Listen in to hear what a Fiduciary is and how to know if you have one. If you do have one how do you know if you have the RIGHT one? As with all of my educational content I will teach you how to […]
- Smart Real Estate Coach Chris Prefontaine’s Amazing Strategiesby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 25, 2018 at 7:17 pm
Now this guy can help you make some real retirement money! Listen in as my friend Chris Prefontaine and I talk about his real estate strategies and some amazing offers he makes to teach you everything he knows. Want to make up to $75,000 per deal doing real estate deals? Chris […]
- Americans Don’t Work Nearly Long Enoughby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 17, 2018 at 5:42 am
Wait, what? Last time I said we work too long and now I’m saying we don’t work long enough? Which is it? I’m actually not contradicting myself but rather teaching that there are two things to watch out for when it comes to how long we choose to work. One, don’t work a job that […]
- Americans Work Far Too Longby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 3, 2018 at 1:55 am
For many of us work is actually the number one cause of stress, therefore the number one cause of sickness, in our lives. Due to our addiction to the stock market, and our Joker Brokers lying to us about which investments we should use, we work too long….lowering our enjoyment […]
- Retirement Planning vs Investingby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 23, 2018 at 12:50 am
I recently hired a personal trainer to help me get back in shape after my knee surgery. How could a squiggly line and a straight line play such a big role in my making this purchase decision…and what could it possibly have to do with retirement planning? Listen in to hear how […]
- Acronymphomaniaby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on April 29, 2018 at 8:48 pm
What do Acronyms and Nymphomaniacs have in common? NOTHING, I just liked the word so here goes…..listen in to hear how confusing this industry can be with all the acronyms and geek speak. Please Rate and Review The Show HERE
- Not That Kind of Dependsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on April 15, 2018 at 1:33 am
Depends may be an important part of your retirement…but not that kind of depends. Please Rate and Review The Show HERE
- Understanding The Value of Participation Ratesby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 29, 2018 at 7:05 pm
Should you risk it all on your own or partner up with someone who knows WAY MORE than you do about growing money? You can either use the stock market, to gamble with your retirement funds, or just partner with experts who will grow it….with no losses and no fees…and share […]
- How To Understand and Optimize Tax Deductionsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 1, 2018 at 8:29 pm
Pay less tax! In this podcast I’ll cover what tax deductions really are, how to optimize them and teach you a few creative strategies I’ve learned over the years. Save on! Please Rate and Review The Show HERE
- Stop Taking Advice and Take Chargeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 21, 2018 at 2:28 am
Ok, so I went really long on this one. I have a lot to say and it all of it will help you to maximize your retirement and help you to protect yourself from the criminal liars who control this industry. Take charge of your retirement and enjoy the benefits! Please Rate and Review […]
- Stop Walking Uphill and Start Swimming Upstreamby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 17, 2018 at 6:15 pm
I’m going suggest that you swim upstream of course….but NEVER walk uphill. Why? Listen in for some little-known retirement planning truths. Oh yeah…at the very end I make a special announcement about Renovating Retirement Retreats in Hawaii! Please Rate and Review The Show […]
- How Much Life Insurance Should You Haveby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 12, 2018 at 6:43 pm
How does one skip an entire episode when going in consecutive order? Who cares, here it is….the long, lost episode 091! I found it at the bottom of the ocean and I hope this lost treasure helps you make wise financial decisions. Enjoy.. Please Rate and Review The Show HERE
- Why I Never Use Whole Life Insuranceby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 23, 2017 at 9:02 pm
Whole Life Insurance is one of the most popular and well advertised financial products on the planet and has been for a long time. Does it have a place in your financial plan? In my opinion…no. Now, I don’t hate any tools, they’re just tools: they do some things well and other […]
- The Market Will Go Up Until It Doesn’tby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 13, 2017 at 1:18 am
“What goes UP must come _____?” Can you fill in the blank? Down, exactly…but why are so many people STILL putting money in the stock market with the Dow Jones over 24,500? Why do so many people buy when the market has never been this overpriced? Will it go up forever? Nope, it […]
- Why Bad Investments Are The Key To a Great Lifeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 9, 2017 at 5:41 pm
I had know idea what to do for my 100th episode soooooo……I just picked the next topic on my list! Your great life is made up of bad investments or purchases. Be very careful when joker brokers try to steer you away from things that have “limited upside potential” or “may not […]
- What If The Stock Market Didn’t Existby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on November 3, 2017 at 6:29 pm
IF, just imagine for a moment….IF you could not use “risk with a side of fees” (Stock Market) to grow your money, what would you do? This exercise is ESSENTIAL to understanding how money works, what exists and deciding whether or not the specific mix of Pros and Cons the stock […]
- The Father of The 401(k) Says It Has Become a MONSTERby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on October 17, 2017 at 10:39 pm
Here’s a quick podcast in response to Ted Benna “The Father of the 401(k)” coming out and saying that i’ts become a “MONSTER”. There is a better alternative to the 401k so come hear the good news! Please Rate and Review The Show HERE
- How To Make Major Decisionsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on October 10, 2017 at 9:16 pm
Now I’m fired up!!! I just posted a photo on Instagram, recorded this podcast, recorded a radio show and am doing a seminar tonight on the very topic. There is a very successful method you already use for making major purchasing decisions. When it came to choosing a retirement […]
- Four Google Searches You Must Do Part 4by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on October 8, 2017 at 9:08 pm
Here you go folks, the last installment of the Four Google Searches you Must Do series. You do not need an advisor and these searches will cause you to fire your current advisor. I’m very confident in say that they are lying to you and you do not have the best financial plan […]
- Four Google Searches You Must Do Part 3by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on September 15, 2017 at 4:49 am
Back to the Four Google Searches series! In this episode I’ll explain the risk of Sequence of Returns. IT DOES NOT MATTER WHAT YOU EARN IN THE STOCK MARKET, BUT RATHER WHAT ORDER YOU EARN THOSE RETURNS IN. Your Broker is FOR SURE hiding this one from you. Also see this chart […]
- More Risk, More Reward Exposed as a Lieby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on September 10, 2017 at 6:43 am
You know…there was a time when most people thought the earth was flat. MOST people thought the same thing and it turned out that they were all wrong. Have you heard that you have to take more risk to get more reward? It’s the “No Pain, No Gain” of the financial services […]
- Four Google Searches You Must Do Part 2by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 29, 2017 at 8:46 pm
This is the second of the four essential google searches you need to run. The results of these searches will make it easy for you to angrily fire your joker broker and move your money to where you will pay less fees, historically earn more money, have higher income, pay less […]
- Four Google Searches You Must Doby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 21, 2017 at 6:43 am
I’m back and I’m fired up!!! There are four essential searches you MUST do on google if you are even considering leaving money in the market while in retirement. The market does NOT beat safer strategies and money managers lie through their teeth to keep you as clients. Listen […]
- More Ideas on Using Real Estate To Create Cash Flow with Bill Manasseroby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on April 1, 2017 at 5:32 am
Bill Manassero is on his way to owning 1,000 rental units. Learn how to use cash flowing real estate to create mailbox money in retirement. Please Rate and Review The Show HERE
- Stupid On Purposeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 21, 2017 at 3:19 am
This highly-caffeinated episode is not for the faint of heart! I’m going right for the jugular whether you are an Advisor or an Investor. DO NOT BE STUPID ON PURPOSE. This is one of my longer episodes mostly due to way too many cups of coffee today. Let me show you how to not be […]
- Keeping Your Money-Keep It Workingby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on March 7, 2017 at 6:59 pm
Forgive me, I was in a mood. Let’s talk about Sheep making babies….whaaaaaaaat? That’s right, sheep should be having lambs and your money should be making Baby Money or compound interest. In this podcast I will show you money that is sitting idle, not compounding, not keeping […]
- Chunks and Streams of Moneyby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 28, 2017 at 3:23 am
You have two types of money in your life: chunks of money and streams of money. What do you do with each? What are the options? How do you optimize each one? What about Qualified Money vs. Non-Qualified, After Tax money? In this episode I’ll give you my thoughts after 12 years […]
- Ignorance or Immorality-Does It Matterby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on February 25, 2017 at 5:26 am
Firing your current Advisor, or downgrading them to only working as a subcontractor trying to grow all or a portion of your IN-Crease Accounts, does not need to be a difficult decision. They are either qualified to get you to and through retirement or they are not period. It […]
- Charlie, What’s Your Net Worthby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on January 21, 2017 at 9:14 pm
In the middle of a speaking engagement a woman asks me “Charlie, what is your net worth?” Let’s talk about this because inside of this understandable question lies a life-changing lesson for those who wish to live the best retirement possible. Please Rate and Review The Show HERE
- Keeping Your Money-Keep It Realby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on December 1, 2016 at 10:18 pm
This episode exposes the greatest lie in the financial services industry and covers another chapter from my book Keeping Your Money. You must be earning Real Compound Interest or your money won’t grow. Learn how to spot the “average rate of return” lie that every Joker Broker […]
- Keeping Your Money-Keep It Globalby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on September 28, 2016 at 11:10 pm
In this episode I will cover the content from the Keep it Global chapter of my book Keeping your money. Do the five parts of your financial plan work together in harmony, all supporting and contributing to each other? Or, do they work against each other causing financial […]
- Keeping Your Money-Keep It In Focusby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on September 14, 2016 at 9:44 pm
This episode is the start to an eight part series based on a book I’m writing entitled “Keeping Your Money”. In this first podcast I’ll be talking about the reason we save for retirement and what’s the point of the entire retirement planning discipline. Without understanding […]
- The Problem of Reverse Dollar Cost Averagingby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 28, 2016 at 5:59 pm
Dollar Cost Averaging is a very popular strategy when you are saving money for retirement. When you retire, and begin taking money out of retirement accounts, Reverse Dollar Cost Averaging presents a problem and it’s important to understand this problem. On this episode I will […]
- Using Mortgages to Supercharge Your Investmentsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 21, 2016 at 11:01 pm
In this episode I’m going to teach you how to use mortgages to supercharge any type of monthly or annually funded investing you are doing. If you are putting money into 401ks, IRAs or mutual funds monthly or annually there’s a better way that can net 91% more money at no extra […]
- Where To Store Your Home Equityby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 12, 2016 at 8:24 pm
The last four shows have proven that home equity fails every test of a wise investment and that no one can say that paying off your mortgage is a conservative strategy. So, if you are not going to pay off your mortgage, where should you be storing/building up your home equity? […]
- Home Equity Fails The Tax Treatment Testby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 6, 2016 at 7:00 am
This is the final episode of the four episodes where I show that home equity fails ALL of the tests of a wise and good investment. Besides failing the Liquidity Test, The Safety Test and The Rate of Return Test home equity also hurts you on your taxes, causing you to pay more […]
- Home Equity Fails The Rate of Return Testby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 4, 2016 at 7:00 am
What’s the rate of return you earn on your home equity? Did you say “Oh, over the last 30 years homes appreciated about 5-7%” or something like that? You just made a mistake that’s costing you thousands of dollars per year and causing you to carry unnecessary risk. Homes […]
- Home Equity Fails The Safety Testby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on August 2, 2016 at 7:00 am
In this episode I’ll cover the second proof that paying off your mortgage is a dangerous and unwise financial decision based on outdated data. Home equity is not safe from depreciation, foreclosure or natural disaster even if you carry insurance. Listen in and find out how home […]
- Home Equity Fails The Liquidity Testby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 31, 2016 at 8:42 pm
In this episode I’m going to begin to show you how home equity, paying off your mortgage, fails all four tests of a wise investment. It’s very popular and very comfortable to pay off your mortgage but compared to the alternative way of being debt free it’s a terrible financial […]
- What is Mortgage Planning and Why You Should Careby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 29, 2016 at 11:52 pm
This is where I started my career as a Financial Educator eleven years ago! An expert in Mortgage Planning, which is using mortgages to create a better retirement, trained me personally over about a twelve month period. The mortgage is the most powerful tool in retirement […]
- Hogs and Advisors Gone Wildby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 25, 2016 at 5:36 am
This is a lighthearted episode where I tell the story of my son and I being asked to go pig hunting in Hawaii by a complete stranger. We had no idea what we were getting ourselves into! As it turns out feral pigs and joker brokers actually have a lot in common so I decided to […]
- Divorcing The IRS Using Roth Conversionsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 20, 2016 at 6:27 pm
Are you enjoying your marriage to the IRS? Did you know you can divorce the IRS and choose not to pay taxes on IRA/401k Income in the future? For those who think taxes may go up this episode explores the option of converting your existing Qualified Plan money (401ks, IRAs, TSPs, […]
- Avoid Paying Taxes on Social Security Income By Understanding The Tax Torpedoby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 16, 2016 at 11:43 pm
Taking money from IRAs and 401ks may allow the IRS to charge taxes on your Social Security Income. In this episode I’ll do a brief explanation of the problem we call The Tax Torpedo. Please Rate and Review The Show HERE
- Are Taxes Going To Go Up or Downby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 14, 2016 at 5:56 pm
Most people should not be using 401ks and IRAs to save for retirement. So what should you be doing? Should you use pretax money and invest in 401ks and IRAs or after tax money and use Roth IRAs and Cash Value Life Insurance? It’s actually a very simple matter of just answering […]
- The IRS Spells THEIRSby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 12, 2016 at 9:19 pm
In this second episode of Tax Week I’m going to talk a bit about the IRS’s job and how to play the game of lowering taxes while having fun. I’ll introduce you to the most successful card the IRS has ever played in the game they play which is “take our money and make it THEIRS”. […]
- Author David McKnight Teaches How To Be In A Zero Percent Tax Bracketby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 11, 2016 at 6:28 am
In this episode I interview Author David McKnight, who teaches retirees how to be in a zero percent tax bracket. We also talk a bit about a new book he has just released Please Rate and Review The Show HERE
- It’s Kind of True That Your Retirement Account Can Grow By a Guaranteed 8%-9% Per Yearby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 10, 2016 at 7:31 am
There’s a place to put your money where it will grow by a guaranteed 8%-9% per year. Sound too good to be true? Listen to this short episode and see which tool it is and how to use it. Please Rate and Review The Show HERE
- Do Musicians Make a lot of moneyby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 8, 2016 at 4:47 am
How would you answer this question? “Musicians make a lot of money?”. It’s a hard question to answer….which musician? Some do, some don’t. Well, what if someone says “Annuities have high fees” or “Cash value life insurance is a bad investment”? I’m going to give you a tool […]
- How The S&P 500 Index Moves and How To Take Advantage of Itby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 8, 2016 at 2:37 am
In this episode I’m going to walk you through a process I went through in the beginning of my career as a retirement planner. Let’s look at the entire history of the S&P 500 Index and see if we can find any clues on how it moves, what happens after loss years, how many loss […]
- The Magic of Learning From Othersby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 6, 2016 at 8:49 pm
How important is it to have coaches and mentors that you follow in anything you do? Extremely important….the best performers in the world, the people who achieve the best results at what they do, all have coaches. In this episode I’ll explain some of my journey using coaches, […]
- The Weather Forecast For Your Retirement Yearsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 5, 2016 at 7:40 am
Is it prudent to think that the market, and our economy, will behave in exactly the same way as two thirds of the work force retires, stops putting money into the stock market and begins to take it out? Is there a chance that the financial “weather” we’ve experienced as the Baby […]
- Your Declaration of Financial Independenceby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 5, 2016 at 6:44 am
My host is in a different time zone so this looks like it was released on July 5th but trust me….I posted it on the fourth a July like a good American Podcaster! On this Independence Day let me teach you how to make a Declaration of Financial Independence. Please Rate and […]
- Popcorn Retirementby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 3, 2016 at 6:54 am
Competition is great, and capitalism is great, but there’s something that’s allowed in all industries that I don’t think should be allowed in the Financial Services Industry. The damage that this is causing to your retirement is far too much of a price to pay. In this episode I […]
- The Top Ten Best Retirement Planning Decisionsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 2, 2016 at 6:18 am
What are ten sure fire ways to improve your retirement? I’m glad you asked. That’s exactly what I’ll cover in this episode…ten things you can do to set up your financial and retirement plan for maximum results and maximum enjoyment. Please Rate and Review The Show HERE:
- The Top Ten Biggest Retirement Mistakesby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on July 1, 2016 at 2:23 am
What are the top ten things you absolutely have to avoid to have the best retirement possible? I’ll cover them in this episode. Whether you are 30, 40, 50, 60 or 70 avoiding these ten mistakes will dramatically improve your financial and retirement planning.
- Why I Think Seniors Should Buy Life Insuranceby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 29, 2016 at 12:56 am
Traditionally life insurance is for younger couples who have children or a surviving spouse to care for. Well…I’m not traditional, life insurance is just another tool and as with any expert at their craft life insurance can be used to do some pretty incredible things. Listen […]
- Why Other Americans Lost 14 Trillion Dollars and My Clients Didn’t Lose Anyby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 27, 2016 at 9:21 am
Episode 57 is my plea to you to see clearly the fact that insurance companies played no roll in the 14 trillion dollar loss of net worth experienced by Americans in 2008. None of my clients lost any money in indexed annuities or indexed universal life insurance and it will […]
- Why What I Teach Sounds Too Good To Be Trueby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 26, 2016 at 10:04 am
This was supposed to be ten minutes long and ended up almost 30. It’s so frustrating to me that what the crooks and liars did to you in 2008 and 2009 creates a fear of using the safe strategies that lost no money at all during that time. Listen in and hear why what I teach […]
- Stress Testing: What We Can Learn From Crash Test Dummiesby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 25, 2016 at 1:33 am
No one is allowed to drive a car until the crash test dummies “stress test” the car and make sure you will have the greatest chance of survival. I’m going to show you how to do the same thing for your portfolio: how to stress test the entire plan as a whole, how to stress test […]
- How To Know When You Have Enough Money To Retireby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 24, 2016 at 6:05 am
This episode will show you EXACTLY how to know when you can retire and the common mistake that causes you to never know when you have enough money to retire. This is an important episode for sure so dive in, listen to the end and enjoy. Please Rate and Review The Show HERE:
- Using Reverse Mortgages As An Investment Account Acceleratorby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 24, 2016 at 3:50 am
Tiger Woods is great at golf because of how he USES the clubs not because he has great clubs. Give me his clubs and I will not have the same results as he does. In this episode I’m going to show you how to use a Reverse Mortgage to get your investment accounts making 18% per […]
- Chocolate Covered Selfishnessby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 22, 2016 at 10:17 am
One of the coolest expressions I’ve ever heard and it fits perfectly with the financial services and retirement planning industry. In this episode I will reveal the “chocolate” that advisors use to lure you into settling for an inferior retirement plan. I was on a 70 foot boat […]
- Understanding The Three Different Account Values For Your Indexed Annuityby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 21, 2016 at 7:11 am
Indexed Annuities with Guaranteed Lifetime Income Riders are notoriously hard for consumers to understand. It doesn’t need to be this way! This episode will help you understand the mystery of the “Income Account Value” and the “Benefit Base” or “Protected Income Value”, or […]
- Five Financial Things Every Father Should Doby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 19, 2016 at 6:07 pm
Very simply, in this episode, I talk about five things every father could and should do to be the best leader and provider he can be. Happy Father’s Day! Please Rate and Review The Show HERE:
- 401Cabins and 401Condosby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 18, 2016 at 7:12 pm
How would you like to own a vacation home rather than putting money into boring 401ks and IRAs? What if the financial and emotional benefits can be better doing things a little outside of the box? In this episode I compare investing in qualified plans to owning and enjoying […]
- Using Real Estate To Create Cash Flow In Retirementby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 17, 2016 at 12:42 am
In this episode, I interviewed Bill Manassero of the Old Dawg’s REI Network and Podcast. Bill is in the process of building a 1,000/door real estate empire to create a super-charged, automatic IN-Come account. I love Bill’s show, I love what he teaches and after this interview I […]
- My First Really Negative Feedback and Why She Was So Angryby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 16, 2016 at 11:41 pm
I received my first piece of hate mail and thought I would use it to help you understand exactly why I created this show. There is a trance that most American retirees have been put in and I talk about how to avoid making the costly mistake that this writer just made. Will […]
- Arbitrage…How To Make 20% to 71% on Your Moneyby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 15, 2016 at 5:41 am
Would you like to know how to make 20%-70% on your money? Well you need to completely throw away everything the banks and insurance companies TEACH you to do and DO what they actually do themselves. Arbitrage is the holy grail of investing…listen in to see why. Please Rate and […]
- Understanding Insurance Policy Loans For Tax Free Distributionsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 14, 2016 at 5:59 am
There is a popular quote “The Devil’s in the Details”. In this episode, I show you how to find salvation and a bunch of financial angels in the nitty gritty details of how you take policy loans from your life insurance policies. It’s literally the difference between never […]
- Six Ways To Improve Your Term Life Insuranceby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 13, 2016 at 7:30 am
Do you want to know how to improve, upgrade, or eliminate your term life insurance? What about getting someone else to pay for it? This is just one more notch in your belt as you become a financial black belt. Ao listen in as I explain the six ways to improve a term life […]
- Six Ways To Improve Your Cash Value Life Insuranceby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 12, 2016 at 8:32 am
Owning cash value life insurance can be the worst thing or best thing you’ve ever decided to do. It all depends on whether you know the six ways to improve your cash value life insurance product. A perfect, well-built, retirement plan will probably have some cash value life […]
- The Costly Trap of Having a Simple and Easy To Understand Retirement Planby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 11, 2016 at 8:22 am
I’ve never shared this recording with anyone, it was too obnoxious and exaggerated – until now. June 11, 2016 is apparently the right time the world can handle “Up and Down”; a lady with a terrible English accent and airplane cockpits teach you how to have an amazing retirement […]
- Financial Tic Tac Toe IN-Crease Accountsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 10, 2016 at 8:44 pm
This is the last episode in the Financial Tic Tac Toe series. I’m going to cover IN-Crease or Growth Accounts and tell you which ones are my favorite. Once you have guaranteed income for life, you can see what’s leftover and that’s when the fun begins. This is the money you can […]
- Financial Tic Tac Toe IN-Come Accountsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 10, 2016 at 1:10 am
In the 40th episode I cover the IN-Come portion of the Tic Tac Toe Grid which is a grid I created to help myself see what characteristics are most important for each type of money. I’ll explain the different sources of retirement income and how to create guaranteed, increasing […]
- Financial Tic Tac Toe-IN-Case Accountsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 8, 2016 at 9:33 am
This Financial Tic Tac Toe Grid is a tool I use to see what’s most important for each part of your financial plan. Listen in as I talk about IN-Case Accounts, the most important things to know and then at the end I will tell you exactly where I put my clients’ IN-Case Account […]
- Financial Tic Tac Toe Introductionby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 7, 2016 at 5:49 pm
This show starts a four-part series on the Financial Tic Tac Toe Grid. It is important for you to know, before you go shopping for each tool you are going to use in your retirement plan, in what order of importance you should rank Liquidity, Safety, Rate of Return and Tax […]
- Allowable Malpractice Part 2by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 6, 2016 at 6:30 am
Listen in as I finish what I started in Allowable Malpractive part 1. Here are 5 more ways advisors can legally steal from you and what to do to avoid being robbed! Please rate and review the show HERE:
- Allowable Malpractice Part 1by Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 6, 2016 at 12:28 am
There are at least 9 completely unethical things that are perfectly legal for your advisor to do to you. In any other industry, well except used car sales, these would be considered malpractice. Empower yourself to catch your advisor using these schemes against you. I’ll cover […]
- How Long Do Bull Markets and Bear Markets Lastby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 4, 2016 at 8:11 am
We’ve been in a bull market for over 87 months, how does that compare with the average length of a bull market? The average loss in a bear market is 27% are you ready for that loss? Listen in to hear the rest of the story on average gains and length of time for bull markets and […]
- A Day In The Life of Edward Morgan Lynch Financialby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 3, 2016 at 10:36 am
Help yourself to some sarcastic and exaggerated mockery of what you will find when you try to hire a financial advisor. As odd as this episode is, it will give you incredible insight into the mind of the modern financial advisor. Please Rate and Review the Show HERE
- Books That I Recommend That You Readby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 2, 2016 at 7:14 am
In episode 33, I’m going to cover the books the I recommend, the mentors that trained me 11 years ago, and show you which books will give you the life-changing truths you need to maximize your retirement and financial planning strategies. These few books are must-owns if you […]
- Get a LIFE…As You Move Into the Next Lifeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on June 1, 2016 at 8:24 am
Will bad things happen in your life? Maybe not. This episode shows what to do if nothing bad happens and you just want to maximize how much money you leave behind to loved ones and charity. I will also explain how I’m working with the UN to solve world hunger. And together, I […]
- Get a ROOM…If You Have a Sick Lifeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 31, 2016 at 6:50 am
This episode has a surprise in the middle when someone on Quora pipes in and tries to shoot down one of the things I teach related to retirement and financial planning. Listen in to see how I handle this objection. I also cover how to Responsibly Outsource Our Medical expenses, […]
- Get a JOB…If You Have A Rough Lifeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 30, 2016 at 10:17 am
I thought this episode would be a short one, but when I finished with the rough draft recording, it was over 37 minutes long. I guess being able to access your money in retirement is important. Listen in to see how to have an amazing retirement plan and penalty-free access to […]
- Get a CLUE…In Case You Have A Short Lifeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 29, 2016 at 7:52 am
The premature death of a spouse is already horrific but it also has financial consequences. In this episode, I’m going to teach you how to make sure your spouse will be OK if you happen to pass away before your time. If you have a Short Life, then you need to Get a CLUE! I’ll […]
- Get A GRIP…In Case You Have a Long Lifeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 28, 2016 at 9:40 am
Get a GRIP is part of the Five Lives of Retirement series where I teach you to Get a GRIP, get a CLUE, get a JOB, get a ROOM and get a LIFE. Each one is an acronym for how to set up your financial plan to make sure you and your family are going to be ok whether you have a Long […]
- The Rich Man’s Roth IRA-With No Contribution Limitsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 27, 2016 at 7:28 am
Taxes will most likely go up according to historical tax rates. With the fact that Social Security and Medicare are underfunded, and the fact that David Walker says they will. In this episode, I explain how to divorce the IRS and use the Rich Man’s Roth IRA to create tax-free […]
- How To Create Tax-Free Retirement Incomeby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 26, 2016 at 7:04 am
Do you think taxes may go up between now and when you pass away? If so then creating tax-free income is essential for making sure that you will enjoy the best retirement lifestyle possible. Inflation is constantly eating away at the value of your dollars, don’t let the IRS do […]
- What If A Giant Chicken Ate Your Spouseby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 25, 2016 at 5:38 am
What would happen to your income, your retirement lifestyle, if a giant chicken ate your spouse, or they died in some more traditional way? You may be shocked to find yourself in a higher tax bracket with less income than ever before. In this episode, I explain this in […]
- Why You Want Asset Optimization Rather Than Financial Planningby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 24, 2016 at 7:02 am
There are two very different types of financial planning approaches in the world and I’ll bet you’re only aware of one of them. Luckily I was trained by a 30-year retirement planning veteran who used the other one! Wait until you hear what this other approach will do for you… […]
- Renovating Retirement Radio Interviewby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 23, 2016 at 1:12 pm
27 minutes into a passion-filled episode on Asset Optimization my computer rebooted on it’s own. I hate Microsoft. Here’s a radio interview I did on a statoin in Tacoma Washington and surrounding areas.
- Wolves In Sheep’s Credentials-The Truth About Licenses, Certifications, and Continuing Educationby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 22, 2016 at 9:43 am
Do you think the letters behind your advisors name mean anything? They don’t, and in this episode I show you the truth behind the licensing, certifications, and continuing education that keep financial and retirement planners in the dark about how to actually do their jobs. I […]
- You Passed The Tractor Hours Ago-Why Are You Still In The Wrong Laneby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 21, 2016 at 7:32 am
Microsoft 10 Screwed up the microphone quality but the information is OFF THE HOOK! What can you learn about retirement from me talking about passing slow tractors in Maui? You’d be surprised – listen and learn! Please Rate and Review the Show HERE
- Why I Went Bankrupt In 2011 And How It Will Probably Save Your Retirementby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 20, 2016 at 8:10 am
I really don’t like talking about going bankrupt but I care more about you than I do myself. This is by far my favorite episode yet. If this episode doesn’t change how you feel about investing for retirement, I don’t know if anything will. No songs, no skits, just the lesson of […]
- When Bad People Happen To Good Thingsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 19, 2016 at 10:46 am
A small amount of Cyanide ruins a perfectly good glass of pure, mountain spring water. How much more if the glass is 99% poison and 1% water? The Retirement and Financial Planning industry is a good, pure glass of spring water….but the poisonous bad guys have ruined it for us […]
- How The MERIT Planning Model Can Continually Improve Your Retirementby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 18, 2016 at 11:16 am
In this powerful episode I introduce the MERIT Planning philosophy of financial and retirement planning. MERIT stands for Mortgage Plan, Estate Plan, Retirement Plan, Insurance Plan and Tax Plan. If all you do is pay attention to these five things, and how they work together, […]
- From Tenants, Toilets and Trash to Cruises, Clubs and Cocktails-When To Get Rid of Your Real Estateby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 17, 2016 at 10:49 am
Do you own rental properties? Would you like to know how to make the cash flow even better? Would you like to know how to get rid of them completely, avoid capital gains taxes, and make even more monthly income? In this episode, I introduce the deferred sales trust that helps […]
- Six Types of Annuities and How To Use Each Oneby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 16, 2016 at 7:30 am
There are horrible annuities and there are life-changing amazing annuity contracts that will give you the best retirement imaginable. Come with me on a journey to explore the six types of annuities in an entertaining way. Also, the fourth chipmunk “Bill” shows up to sing a song […]
- A Tale of Two Portfolios, When Lower Returns Mean More Money in Your Accountby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 15, 2016 at 3:54 am
When does 6.98% beat 8.22%? In this episode, I’m going to show you what the bad guys don’t want you to know! Lower returns beat higher averages if you earn them in the right way. HOW you earn your rate of return is more important than HOW much rate of return you earn in […]
- How to Double or Triple Your Retirement Lifestyle With One Simple Moveby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 14, 2016 at 5:09 pm
What if your lifestyle could be 2, 3, or 4 times better in retirement? You can alter this with one simple adjustment to how you think about investments and how you make financial planning decisions. After reviewing over a thousand financial plans, I can safely say that almost […]
- The Dark Truth About AUM And Why You Don’t See More Growth In Your Investment and Retirement Accountsby Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In on May 13, 2016 at 7:30 am
Just three letters are responsible for why you do not have more growth in your investment and retirement accounts….A..U..M. AUM is what drives advisors but does it drive them away from focusing on growing your money? I’m going to spill the beans on what I’ve seen by attending […]